Chuck Hammond - Expertise: Dairy Appraiser, Agricultural Land Appraiser, Agriculture Finance, Agriculture Banking. Mr. Hammond has worked as a consultant to financial institutions, farm producers, and appraisal of farm properties. He recently appraised two large cow dairies in California and did a financial plan for one of them as well. His banking experience includes developing an appraisal department, overseeing an agricultural real estate loan portfolio and general administration.

Chuck has a B.S. in Business Administration from St. Mary's College of California.

William Rowe - Expertise: Agribusiness Finance and Nursery Management. Experience in over 20 years of finance and management positions in the nursery and bedding plant industry. He has been a chief financial advisor for Flynn Nursery of Fallbrook, California which became a leading national nursery with $15 million in sales. He was previously Vice President of AMFAC Corporation's $100 million sales horticulture group.

Bill is a C.P.A. and received a B.S. in Accounting from California Polytechnic State University.

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Agland Investment Services, Inc. 900 Larkspur Landing Circle, Suite 205 Larkspur, CA 94939 Tel: 415-461-5820 Fax: 415-461-5821 Email: agland@aglandinvest.com

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